Call reports 2016
OKLAHOMA BANK AND TRUST COMPANY — 2016
What OKLAHOMA BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 167,388,000 | 155,437,000 | 152,648,000 | 160,076,000 |
| Total loans | 77,273,000 | 73,440,000 | 75,003,000 | 73,861,000 |
| Allowance for loan losses | 1,029,000 | 1,049,000 | 1,108,000 | 1,146,000 |
| Securities available for sale | 56,950,000 | 51,769,000 | 49,362,000 | 51,240,000 |
| Securities held to maturity | 25,798,000 | 23,654,000 | 21,850,000 | 23,704,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,593,000 | 127,972,000 | 126,257,000 | 135,029,000 |
| Interest-bearing deposits | 108,556,000 | 104,266,000 | 100,476,000 | 110,326,000 |
| Noninterest-bearing deposits | 28,037,000 | 23,706,000 | 25,781,000 | 24,703,000 |
| Equity capital | 22,472,000 | 22,775,000 | 23,012,000 | 22,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,348,000 | 2,684,000 | 3,939,000 | 5,192,000 |
| Interest expense | 141,000 | 273,000 | 396,000 | 513,000 |
| Net interest income | 1,207,000 | 2,411,000 | 3,543,000 | 4,679,000 |
| Noninterest income | 157,000 | 295,000 | 446,000 | 578,000 |
| Noninterest expense | 715,000 | 1,614,000 | 2,290,000 | 2,979,000 |
| Provision for loan losses | 45,000 | 90,000 | 150,000 | 210,000 |
| Pretax income | 604,000 | 1,002,000 | 1,549,000 | 2,068,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 604,000 | 1,002,000 | 1,549,000 | 2,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,975,000 | 22,123,000 | 22,420,000 | 22,538,000 |
| Total capital | 23,004,000 | 23,172,000 | 23,478,000 | 23,583,000 |
| Risk-weighted assets | 88,867,000 | 83,997,000 | 84,631,000 | 83,517,000 |