Call reports 2015
OKLAHOMA BANK AND TRUST COMPANY — 2015
What OKLAHOMA BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 161,998,000 | 161,361,000 | 158,562,000 | 172,669,000 |
| Total loans | 64,263,000 | 64,702,000 | 68,514,000 | 76,634,000 |
| Allowance for loan losses | 927,000 | 901,000 | 908,000 | 977,000 |
| Securities available for sale | 61,404,000 | 61,182,000 | 57,457,000 | 59,904,000 |
| Securities held to maturity | 26,279,000 | 25,238,000 | 25,147,000 | 24,835,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,042,000 | 136,435,000 | 133,240,000 | 135,843,000 |
| Interest-bearing deposits | 107,228,000 | 105,688,000 | 103,878,000 | 108,069,000 |
| Noninterest-bearing deposits | 29,814,000 | 30,747,000 | 29,362,000 | 27,774,000 |
| Equity capital | 21,465,000 | 21,583,000 | 22,047,000 | 21,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,246,000 | 2,416,000 | 3,629,000 | 4,922,000 |
| Interest expense | 133,000 | 262,000 | 388,000 | 513,000 |
| Net interest income | 1,113,000 | 2,154,000 | 3,241,000 | 4,409,000 |
| Noninterest income | 153,000 | 313,000 | 487,000 | 636,000 |
| Noninterest expense | 697,000 | 1,429,000 | 2,079,000 | 2,750,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 90,000 |
| Pretax income | 554,000 | 1,008,000 | 1,619,000 | 2,205,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 554,000 | 1,008,000 | 1,619,000 | 2,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,969,000 | 21,199,000 | 21,584,000 | 21,621,000 |
| Total capital | 21,896,000 | 22,100,000 | 22,492,000 | 22,598,000 |
| Risk-weighted assets | 77,753,000 | 78,440,000 | 80,949,000 | 90,013,000 |