Call reports 2016
FIRST NATIONAL BANK IN TAYLORVILLE — 2016
What FIRST NATIONAL BANK IN TAYLORVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 201,263,000 | 198,589,000 | 199,916,000 | 199,545,000 |
| Total loans | 80,838,000 | 78,589,000 | 77,414,000 | 77,695,000 |
| Allowance for loan losses | 1,115,000 | 1,180,000 | 1,191,000 | 1,187,000 |
| Securities available for sale | 103,017,000 | 104,821,000 | 101,029,000 | 101,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,777,000 | 164,234,000 | 165,195,000 | 167,056,000 |
| Interest-bearing deposits | 147,481,000 | 144,405,000 | 145,426,000 | 146,668,000 |
| Noninterest-bearing deposits | 19,296,000 | 19,829,000 | 19,769,000 | 20,388,000 |
| Equity capital | 31,027,000 | 32,146,000 | 32,510,000 | 29,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,899,000 | 3,733,000 | 5,543,000 | 7,329,000 |
| Interest expense | 292,000 | 574,000 | 851,000 | 1,129,000 |
| Net interest income | 1,607,000 | 3,159,000 | 4,692,000 | 6,200,000 |
| Noninterest income | 166,000 | 319,000 | 472,000 | 621,000 |
| Noninterest expense | 840,000 | 1,619,000 | 2,433,000 | 3,392,000 |
| Provision for loan losses | 50,000 | 240,000 | 258,000 | 267,000 |
| Pretax income | 897,000 | 1,662,000 | 2,601,000 | 3,290,000 |
| Income tax | 12,000 | 20,000 | 31,000 | 28,000 |
| Net income | 885,000 | 1,642,000 | 2,570,000 | 3,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,478,000 | 29,048,000 | 29,751,000 | 29,573,000 |
| Total capital | 29,593,000 | 30,228,000 | 30,942,000 | 30,760,000 |
| Risk-weighted assets | 101,965,000 | 99,939,000 | 99,443,000 | 100,569,000 |