Call reports 2015
FIRST NATIONAL BANK IN TAYLORVILLE — 2015
What FIRST NATIONAL BANK IN TAYLORVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 204,168,000 | 198,990,000 | 198,947,000 | 202,655,000 |
| Total loans | 84,135,000 | 84,388,000 | 82,665,000 | 84,470,000 |
| Allowance for loan losses | 1,050,000 | 1,163,000 | 1,110,000 | 1,058,000 |
| Securities available for sale | 108,777,000 | 102,854,000 | 103,144,000 | 104,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,186,000 | 166,717,000 | 165,505,000 | 168,577,000 |
| Interest-bearing deposits | 150,821,000 | 147,464,000 | 147,129,000 | 149,157,000 |
| Noninterest-bearing deposits | 19,365,000 | 19,253,000 | 18,376,000 | 19,420,000 |
| Equity capital | 29,380,000 | 29,131,000 | 30,246,000 | 29,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,954,000 | 3,902,000 | 5,850,000 | 7,779,000 |
| Interest expense | 309,000 | 608,000 | 909,000 | 1,212,000 |
| Net interest income | 1,645,000 | 3,294,000 | 4,941,000 | 6,567,000 |
| Noninterest income | 256,000 | 408,000 | 576,000 | 739,000 |
| Noninterest expense | 806,000 | 1,523,000 | 2,288,000 | 3,274,000 |
| Provision for loan losses | 0 | 123,000 | 123,000 | 123,000 |
| Pretax income | 1,095,000 | 2,101,000 | 3,190,000 | 4,026,000 |
| Income tax | 70,000 | 71,000 | 84,000 | 91,000 |
| Net income | 1,025,000 | 2,030,000 | 3,106,000 | 3,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,590,000 | 27,410,000 | 28,153,000 | 27,860,000 |
| Total capital | 27,640,000 | 28,573,000 | 29,263,000 | 28,918,000 |
| Risk-weighted assets | 105,868,000 | 106,249,000 | 103,720,000 | 105,675,000 |