Call reports 2024
HOME SAVINGS BANK — 2024
What HOME SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 102,602,000 | 102,894,000 | 106,079,000 | 107,414,000 |
| Total loans | 77,671,000 | 76,338,000 | 76,768,000 | 77,757,000 |
| Allowance for loan losses | 1,023,000 | 1,024,000 | 969,000 | 939,000 |
| Securities available for sale | 16,954,000 | 16,354,000 | 19,337,000 | 21,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,774,000 | 80,926,000 | 83,787,000 | 81,781,000 |
| Interest-bearing deposits | 74,362,000 | 74,511,000 | 77,161,000 | 76,112,000 |
| Noninterest-bearing deposits | 6,412,000 | 6,415,000 | 6,626,000 | 5,669,000 |
| Equity capital | 17,055,000 | 17,247,000 | 17,712,000 | 17,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,311,000 | 2,666,000 | 4,033,000 | 5,444,000 |
| Interest expense | 409,000 | 869,000 | 1,340,000 | 1,821,000 |
| Net interest income | 902,000 | 1,797,000 | 2,693,000 | 3,623,000 |
| Noninterest income | 69,000 | 125,000 | 173,000 | 218,000 |
| Noninterest expense | 663,000 | 1,324,000 | 2,016,000 | 2,764,000 |
| Provision for loan losses | 15,000 | 30,000 | 55,000 | 140,000 |
| Pretax income | 294,000 | 572,000 | 802,000 | 946,000 |
| Income tax | 47,000 | 122,000 | 168,000 | 198,000 |
| Net income | 247,000 | 450,000 | 634,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,647,000 | 16,854,000 | 17,170,000 | 17,185,000 |
| Total capital | 17,526,000 | 17,729,000 | 18,048,000 | 18,096,000 |
| Risk-weighted assets | 70,178,000 | 69,267,000 | 70,226,000 | 72,365,000 |