Call reports 2023
HOME SAVINGS BANK — 2023
What HOME SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 100,065,000 | 102,628,000 | 102,479,000 | 103,463,000 |
| Total loans | 73,869,000 | 73,876,000 | 74,989,000 | 75,417,000 |
| Allowance for loan losses | 916,000 | 943,000 | 982,000 | 999,000 |
| Securities available for sale | 17,680,000 | 16,227,000 | 15,434,000 | 16,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,755,000 | 80,049,000 | 79,750,000 | 80,023,000 |
| Interest-bearing deposits | 71,012,000 | 73,028,000 | 72,451,000 | 73,922,000 |
| Noninterest-bearing deposits | 6,743,000 | 7,021,000 | 7,299,000 | 6,101,000 |
| Equity capital | 16,095,000 | 16,217,000 | 16,229,000 | 16,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,250,000 | 3,462,000 | 4,720,000 |
| Interest expense | 178,000 | 410,000 | 701,000 | 1,060,000 |
| Net interest income | 925,000 | 1,840,000 | 2,761,000 | 3,660,000 |
| Noninterest income | 62,000 | 115,000 | 163,000 | 218,000 |
| Noninterest expense | 623,000 | 1,248,000 | 1,905,000 | 2,632,000 |
| Provision for loan losses | 22,000 | 55,000 | 93,000 | 130,000 |
| Pretax income | 343,000 | 654,000 | 929,000 | 1,122,000 |
| Income tax | 78,000 | 146,000 | 204,000 | 242,000 |
| Net income | 265,000 | 508,000 | 725,000 | 880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,718,000 | 15,926,000 | 16,075,000 | 16,405,000 |
| Total capital | 16,539,000 | 16,766,000 | 16,940,000 | 17,269,000 |
| Risk-weighted assets | 65,629,000 | 66,571,000 | 69,106,000 | 68,478,000 |