Call reports 2022
HOME SAVINGS BANK — 2022
What HOME SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 89,427,000 | 96,413,000 | 98,565,000 | 102,704,000 |
| Total loans | 59,853,000 | 67,283,000 | 70,402,000 | 73,627,000 |
| Allowance for loan losses | 719,000 | 764,000 | 814,000 | 894,000 |
| Securities available for sale | 16,748,000 | 15,482,000 | 15,146,000 | 17,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,844,000 | 72,837,000 | 75,205,000 | 78,798,000 |
| Interest-bearing deposits | 60,412,000 | 67,078,000 | 68,940,000 | 73,237,000 |
| Noninterest-bearing deposits | 5,432,000 | 5,759,000 | 6,265,000 | 5,561,000 |
| Equity capital | 15,650,000 | 15,558,000 | 15,245,000 | 15,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 744,000 | 1,572,000 | 2,510,000 | 3,557,000 |
| Interest expense | 80,000 | 171,000 | 297,000 | 443,000 |
| Net interest income | 664,000 | 1,401,000 | 2,213,000 | 3,114,000 |
| Noninterest income | 57,000 | 110,000 | 161,000 | 208,000 |
| Noninterest expense | 580,000 | 1,175,000 | 1,799,000 | 2,416,000 |
| Provision for loan losses | 38,000 | 83,000 | 133,000 | 213,000 |
| Pretax income | 103,000 | 254,000 | 445,000 | 696,000 |
| Income tax | 9,000 | 35,000 | 73,000 | 126,000 |
| Net income | 94,000 | 219,000 | 372,000 | 570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,927,000 | 14,997,000 | 15,025,000 | 15,345,000 |
| Total capital | 15,604,000 | 15,761,000 | 15,818,000 | 16,178,000 |
| Risk-weighted assets | 54,191,000 | 61,542,000 | 63,471,000 | 66,086,000 |