Call reports 2021
HOME SAVINGS BANK — 2021
What HOME SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 81,220,000 | 79,757,000 | 81,672,000 | 84,933,000 |
| Total loans | 48,294,000 | 48,847,000 | 50,807,000 | 55,299,000 |
| Allowance for loan losses | 635,000 | 645,000 | 655,000 | 681,000 |
| Securities available for sale | 20,412,000 | 18,420,000 | 16,719,000 | 18,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,094,000 | 55,461,000 | 57,291,000 | 60,487,000 |
| Interest-bearing deposits | 50,707,000 | 48,706,000 | 49,819,000 | 49,811,000 |
| Noninterest-bearing deposits | 6,387,000 | 6,755,000 | 7,472,000 | 10,676,000 |
| Equity capital | 16,074,000 | 16,199,000 | 16,238,000 | 16,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 715,000 | 1,446,000 | 2,114,000 | 2,829,000 |
| Interest expense | 89,000 | 169,000 | 244,000 | 316,000 |
| Net interest income | 626,000 | 1,277,000 | 1,870,000 | 2,513,000 |
| Noninterest income | 53,000 | 100,000 | 145,000 | 205,000 |
| Noninterest expense | 516,000 | 1,025,000 | 1,555,000 | 2,094,000 |
| Provision for loan losses | 7,000 | 16,000 | 26,000 | 53,000 |
| Pretax income | 157,000 | 343,000 | 439,000 | 577,000 |
| Income tax | 30,000 | 70,000 | 89,000 | 118,000 |
| Net income | 127,000 | 273,000 | 350,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,697,000 | 14,876,000 | 14,967,000 | 15,137,000 |
| Total capital | 15,258,000 | 15,446,000 | 15,552,000 | 15,779,000 |
| Risk-weighted assets | 44,838,000 | 44,952,000 | 46,751,000 | 50,803,000 |