Call reports 2020
HOME SAVINGS BANK — 2020
What HOME SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 77,747,000 | 77,731,000 | 78,794,000 | 78,814,000 |
| Total loans | 47,037,000 | 45,452,000 | 46,019,000 | 48,636,000 |
| Allowance for loan losses | 594,000 | 614,000 | 633,000 | 626,000 |
| Securities available for sale | 24,438,000 | 23,180,000 | 24,360,000 | 22,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,095,000 | 51,684,000 | 52,680,000 | 52,576,000 |
| Interest-bearing deposits | 45,913,000 | 45,660,000 | 46,356,000 | 45,298,000 |
| Noninterest-bearing deposits | 5,182,000 | 6,024,000 | 6,324,000 | 7,278,000 |
| Equity capital | 15,568,000 | 15,829,000 | 15,881,000 | 15,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,529,000 | 2,244,000 | 2,943,000 |
| Interest expense | 133,000 | 248,000 | 352,000 | 448,000 |
| Net interest income | 630,000 | 1,281,000 | 1,892,000 | 2,495,000 |
| Noninterest income | 53,000 | 95,000 | 143,000 | 192,000 |
| Noninterest expense | 515,000 | 1,029,000 | 1,554,000 | 2,058,000 |
| Provision for loan losses | 19,000 | 39,000 | 58,000 | 59,000 |
| Pretax income | 147,000 | 308,000 | 424,000 | 571,000 |
| Income tax | 26,000 | 60,000 | 71,000 | 109,000 |
| Net income | 121,000 | 248,000 | 353,000 | 462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,077,000 | 14,290,000 | 14,405,000 | 14,549,000 |
| Total capital | 14,614,000 | 14,821,000 | 14,950,000 | 15,105,000 |
| Risk-weighted assets | 42,916,000 | 41,913,000 | 43,518,000 | 43,890,000 |