Call reports 2019
HOME SAVINGS BANK — 2019
What HOME SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 73,998,000 | 75,254,000 | 78,197,000 | 76,959,000 |
| Total loans | 40,760,000 | 42,839,000 | 46,775,000 | 46,255,000 |
| Allowance for loan losses | 518,000 | 529,000 | 549,000 | 575,000 |
| Securities available for sale | 27,153,000 | 26,493,000 | 25,452,000 | 24,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,336,000 | 51,738,000 | 55,153,000 | 54,028,000 |
| Interest-bearing deposits | 49,554,000 | 47,337,000 | 50,315,000 | 49,018,000 |
| Noninterest-bearing deposits | 3,782,000 | 4,401,000 | 4,838,000 | 5,010,000 |
| Equity capital | 14,382,000 | 14,794,000 | 14,973,000 | 15,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,449,000 | 2,235,000 | 3,035,000 |
| Interest expense | 111,000 | 233,000 | 378,000 | 518,000 |
| Net interest income | 600,000 | 1,216,000 | 1,857,000 | 2,517,000 |
| Noninterest income | 568,000 | 617,000 | 678,000 | 733,000 |
| Noninterest expense | 1,030,000 | 1,540,000 | 2,055,000 | 2,565,000 |
| Provision for loan losses | 15,000 | 30,000 | 50,000 | 76,000 |
| Pretax income | 123,000 | 263,000 | 430,000 | 598,000 |
| Income tax | -92,000 | -63,000 | -28,000 | 6,000 |
| Net income | 215,000 | 326,000 | 458,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,365,000 | 13,506,000 | 13,676,000 | 13,845,000 |
| Total capital | 13,880,000 | 14,026,000 | 14,221,000 | 14,394,000 |
| Risk-weighted assets | 40,692,000 | 41,003,000 | 43,635,000 | 43,368,000 |