Call reports 2018
HOME SAVINGS BANK — 2018
What HOME SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 74,875,000 | 74,818,000 | 73,217,000 | 73,658,000 |
| Total loans | 37,212,000 | 38,510,000 | 37,896,000 | 39,474,000 |
| Allowance for loan losses | 444,000 | 455,000 | 470,000 | 503,000 |
| Securities available for sale | 30,959,000 | 29,687,000 | 28,226,000 | 27,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,346,000 | 54,183,000 | 54,391,000 | 53,937,000 |
| Interest-bearing deposits | 49,016,000 | 50,883,000 | 50,604,000 | 49,777,000 |
| Noninterest-bearing deposits | 3,330,000 | 3,300,000 | 3,787,000 | 4,160,000 |
| Equity capital | 13,328,000 | 13,336,000 | 13,290,000 | 13,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,303,000 | 1,985,000 | 2,674,000 |
| Interest expense | 88,000 | 195,000 | 299,000 | 402,000 |
| Net interest income | 542,000 | 1,108,000 | 1,686,000 | 2,272,000 |
| Noninterest income | 201,000 | 247,000 | 303,000 | 485,000 |
| Noninterest expense | 541,000 | 1,031,000 | 1,536,000 | 2,040,000 |
| Provision for loan losses | 41,000 | 52,000 | 67,000 | 100,000 |
| Pretax income | 161,000 | 272,000 | 386,000 | 617,000 |
| Income tax | -6,000 | 17,000 | 39,000 | 39,000 |
| Net income | 167,000 | 255,000 | 347,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,858,000 | 12,973,000 | 13,092,000 | 13,249,000 |
| Total capital | 13,302,000 | 13,428,000 | 13,562,000 | 13,752,000 |
| Risk-weighted assets | 39,890,000 | 40,725,000 | 39,449,000 | 40,588,000 |