Call reports 2017
HOME SAVINGS BANK — 2017
What HOME SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 71,263,000 | 72,267,000 | 74,105,000 | 73,892,000 |
| Total loans | 32,434,000 | 31,100,000 | 32,032,000 | 33,099,000 |
| Allowance for loan losses | 404,000 | 404,000 | 404,000 | 403,000 |
| Securities available for sale | 29,918,000 | 33,330,000 | 34,090,000 | 32,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,323,000 | 54,710,000 | 53,976,000 | 52,645,000 |
| Interest-bearing deposits | 51,192,000 | 51,614,000 | 51,034,000 | 49,655,000 |
| Noninterest-bearing deposits | 3,131,000 | 3,096,000 | 2,942,000 | 2,990,000 |
| Equity capital | 13,747,000 | 13,875,000 | 13,985,000 | 13,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,124,000 | 1,707,000 | 2,303,000 |
| Interest expense | 61,000 | 129,000 | 203,000 | 285,000 |
| Net interest income | 494,000 | 995,000 | 1,504,000 | 2,018,000 |
| Noninterest income | 55,000 | 108,000 | 180,000 | 236,000 |
| Noninterest expense | 449,000 | 907,000 | 1,350,000 | 1,840,000 |
| Provision for loan losses | 26,000 | 26,000 | 26,000 | 26,000 |
| Pretax income | 100,000 | 196,000 | 334,000 | 414,000 |
| Income tax | 26,000 | 52,000 | 88,000 | 414,000 |
| Net income | 74,000 | 144,000 | 246,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,427,000 | 12,499,000 | 12,600,000 | 12,791,000 |
| Total capital | 12,831,000 | 12,903,000 | 13,004,000 | 13,194,000 |
| Risk-weighted assets | 35,913,000 | 35,409,000 | 36,573,000 | 36,977,000 |