Call reports 2013
GORHAM SAVINGS BANK — 2013
What GORHAM SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 910,359,000 | 936,883,000 | 936,363,000 | 945,684,000 |
| Total loans | 662,429,000 | 670,758,000 | 669,442,000 | 674,160,000 |
| Allowance for loan losses | 7,321,000 | 7,610,000 | 6,886,000 | 6,062,000 |
| Securities available for sale | 167,195,000 | 176,388,000 | 186,394,000 | 183,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,899,000 | 1,899,000 | 2,130,000 | 2,505,000 |
| Total deposits | 658,626,000 | 659,826,000 | 651,283,000 | 686,062,000 |
| Interest-bearing deposits | 539,381,000 | 529,206,000 | 522,207,000 | 558,328,000 |
| Noninterest-bearing deposits | 119,245,000 | 130,620,000 | 129,076,000 | 127,734,000 |
| Equity capital | 81,461,000 | 80,132,000 | 81,492,000 | 80,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,626,000 | 15,201,000 | 22,862,000 | 30,715,000 |
| Interest expense | 2,220,000 | 4,323,000 | 6,338,000 | 8,314,000 |
| Net interest income | 5,406,000 | 10,878,000 | 16,524,000 | 22,401,000 |
| Noninterest income | 2,132,000 | 3,626,000 | 4,882,000 | 6,323,000 |
| Noninterest expense | 7,221,000 | 12,788,000 | 18,628,000 | 24,934,000 |
| Provision for loan losses | 434,000 | 966,000 | 979,000 | 439,000 |
| Pretax income | -19,000 | 848,000 | 1,897,000 | 3,449,000 |
| Income tax | -194,000 | -82,000 | -2,000 | 403,000 |
| Net income | 175,000 | 2,075,000 | 3,044,000 | 4,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,595,000 | 84,389,000 | 85,358,000 | 86,505,000 |
| Total capital | 87,525,000 | 92,509,000 | 92,822,000 | 93,384,000 |
| Risk-weighted assets | 634,218,000 | 649,488,000 | 650,028,000 | 656,949,000 |
Machine access — free, no API key
Every figure shown here about GORHAM SAVINGS BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.