Call reports 2008
GORHAM SAVINGS BANK — 2008
What GORHAM SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 774,126,000 | 782,163,000 | 795,907,000 | 835,820,000 |
| Total loans | 575,005,000 | 573,544,000 | 571,058,000 | 582,883,000 |
| Allowance for loan losses | 4,791,000 | 4,851,000 | 4,911,000 | 5,463,000 |
| Securities available for sale | 124,997,000 | 136,604,000 | 147,745,000 | 176,550,000 |
| Securities held to maturity | 9,914,000 | 9,901,000 | 9,920,000 | 9,919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,427,000 | 489,774,000 | 487,566,000 | 493,114,000 |
| Interest-bearing deposits | 442,204,000 | 438,972,000 | 430,841,000 | 435,892,000 |
| Noninterest-bearing deposits | 48,223,000 | 50,802,000 | 56,725,000 | 57,222,000 |
| Equity capital | 62,626,000 | 61,059,000 | 62,444,000 | 67,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 10,837,000 | 21,519,000 | 32,137,000 | 42,959,000 |
| Interest expense | 6,232,000 | 12,031,000 | 17,692,000 | 23,200,000 |
| Net interest income | 4,605,000 | 9,488,000 | 14,445,000 | 19,759,000 |
| Noninterest income | 1,778,000 | 3,253,000 | 4,893,000 | 6,421,000 |
| Noninterest expense | 5,644,000 | 11,032,000 | 16,568,000 | 21,719,000 |
| Provision for loan losses | -57,000 | 46,000 | 216,000 | 828,000 |
| Pretax income | 753,000 | 1,620,000 | 2,511,000 | 3,590,000 |
| Income tax | -150,000 | -20,000 | 114,000 | 247,000 |
| Net income | 903,000 | 1,640,000 | 2,397,000 | 3,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,104,000 | 60,855,000 | 61,625,000 | 62,583,000 |
| Total capital | 65,702,000 | 66,560,000 | 67,370,000 | 68,543,000 |
| Risk-weighted assets | 555,730,000 | 558,840,000 | 561,974,000 | 566,402,000 |
Machine access — free, no API key
Every figure shown here about GORHAM SAVINGS BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.