Call reports 2025
SOLON STATE BANK — 2025
What SOLON STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 128,317,000 | 124,873,000 | 125,030,000 | 125,699,000 |
| Total loans | 81,035,000 | 79,486,000 | 81,107,000 | 83,727,000 |
| Allowance for loan losses | 462,000 | 712,000 | 812,000 | 593,000 |
| Securities available for sale | 41,081,000 | 38,828,000 | 37,436,000 | 34,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,520,000 | 85,351,000 | 83,885,000 | 83,442,000 |
| Interest-bearing deposits | 63,351,000 | 59,304,000 | 58,041,000 | 61,193,000 |
| Noninterest-bearing deposits | 23,169,000 | 26,047,000 | 25,844,000 | 22,249,000 |
| Equity capital | 27,067,000 | 27,230,000 | 28,036,000 | 28,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,910,000 | 3,840,000 | 5,811,000 | 7,916,000 |
| Interest expense | 503,000 | 997,000 | 1,498,000 | 1,960,000 |
| Net interest income | 1,407,000 | 2,843,000 | 4,313,000 | 5,956,000 |
| Noninterest income | 133,000 | 275,000 | 425,000 | 675,000 |
| Noninterest expense | 643,000 | 1,261,000 | 1,917,000 | 2,603,000 |
| Provision for loan losses | 0 | 250,000 | 350,000 | 350,000 |
| Pretax income | 897,000 | 1,607,000 | 2,471,000 | 3,678,000 |
| Income tax | 21,000 | 69,000 | 104,000 | 153,000 |
| Net income | 876,000 | 1,538,000 | 2,367,000 | 3,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,363,000 | 29,152,000 | 29,529,000 | 30,233,000 |