Call reports 2021
SOLON STATE BANK — 2021
What SOLON STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 129,622,000 | 126,704,000 | 128,235,000 | 130,625,000 |
| Total loans | 59,771,000 | 61,789,000 | 60,915,000 | 60,780,000 |
| Allowance for loan losses | 476,000 | 475,000 | 479,000 | 470,000 |
| Securities available for sale | 41,496,000 | 44,705,000 | 46,256,000 | 47,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,963,000 | 97,512,000 | 98,384,000 | 100,251,000 |
| Interest-bearing deposits | 75,060,000 | 71,737,000 | 75,010,000 | 76,156,000 |
| Noninterest-bearing deposits | 25,903,000 | 25,775,000 | 23,374,000 | 24,095,000 |
| Equity capital | 27,081,000 | 27,228,000 | 27,104,000 | 27,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,368,000 | 2,715,000 | 3,931,000 | 5,191,000 |
| Interest expense | 76,000 | 150,000 | 223,000 | 297,000 |
| Net interest income | 1,292,000 | 2,565,000 | 3,708,000 | 4,894,000 |
| Noninterest income | 56,000 | 152,000 | 282,000 | 412,000 |
| Noninterest expense | 626,000 | 1,223,000 | 1,871,000 | 2,614,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 722,000 | 1,494,000 | 2,120,000 | 2,693,000 |
| Income tax | 36,000 | 64,000 | 96,000 | 133,000 |
| Net income | 686,000 | 1,430,000 | 2,024,000 | 2,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,874,000 | 24,847,000 | 25,044,000 | 25,182,000 |