Call reports 2019
SOLON STATE BANK — 2019
What SOLON STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 100,455,000 | 104,806,000 | 96,083,000 | 96,180,000 |
| Total loans | 59,723,000 | 62,008,000 | 56,505,000 | 59,368,000 |
| Allowance for loan losses | 490,000 | 491,000 | 480,000 | 481,000 |
| Securities available for sale | 32,146,000 | 32,690,000 | 32,824,000 | 30,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,731,000 | 71,363,000 | 70,473,000 | 70,505,000 |
| Interest-bearing deposits | 52,888,000 | 52,436,000 | 52,749,000 | 52,304,000 |
| Noninterest-bearing deposits | 17,843,000 | 18,927,000 | 17,724,000 | 18,201,000 |
| Equity capital | 24,034,000 | 24,473,000 | 25,035,000 | 25,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,262,000 | 2,559,000 | 3,821,000 | 5,040,000 |
| Interest expense | 91,000 | 214,000 | 363,000 | 467,000 |
| Net interest income | 1,171,000 | 2,345,000 | 3,458,000 | 4,573,000 |
| Noninterest income | 146,000 | 281,000 | 398,000 | 451,000 |
| Noninterest expense | 636,000 | 1,221,000 | 1,759,000 | 2,499,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 681,000 | 1,405,000 | 2,098,000 | 2,853,000 |
| Income tax | 28,000 | 57,000 | 87,000 | 143,000 |
| Net income | 653,000 | 1,348,000 | 2,011,000 | 2,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,685,000 | 22,678,000 | 22,990,000 | 23,292,000 |
| Total capital | 23,175,000 | 23,169,000 | 23,470,000 | 23,773,000 |
| Risk-weighted assets | 94,641,000 | 97,349,000 | 88,181,000 | 90,267,000 |