Call reports 2012
SOLON STATE BANK — 2012
What SOLON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 85,287,000 | 89,309,000 | 89,511,000 | 91,095,000 |
| Total loans | 61,832,000 | 61,620,000 | 61,669,000 | 61,338,000 |
| Allowance for loan losses | 1,464,000 | 1,541,000 | 1,316,000 | 1,390,000 |
| Securities available for sale | 1,000,000 | 18,614,000 | 19,683,000 | 22,806,000 |
| Securities held to maturity | 17,903,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,511,000 | 66,479,000 | 69,355,000 | 70,735,000 |
| Interest-bearing deposits | 50,995,000 | 53,870,000 | 56,611,000 | 57,374,000 |
| Noninterest-bearing deposits | 12,516,000 | 12,609,000 | 12,744,000 | 13,361,000 |
| Equity capital | 17,661,000 | 18,709,000 | 19,043,000 | 19,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,446,000 | 3,688,000 | 4,905,000 |
| Interest expense | 138,000 | 275,000 | 412,000 | 550,000 |
| Net interest income | 1,083,000 | 2,171,000 | 3,276,000 | 4,355,000 |
| Noninterest income | 105,000 | 204,000 | 163,000 | 259,000 |
| Noninterest expense | 508,000 | 995,000 | 1,525,000 | 2,191,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 605,000 | 1,275,000 | 1,734,000 | 2,188,000 |
| Income tax | 31,000 | 62,000 | 92,000 | 116,000 |
| Net income | 574,000 | 1,213,000 | 1,642,000 | 2,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,530,000 | 17,577,000 | 17,715,000 | 17,856,000 |
| Total capital | 18,409,000 | 18,356,000 | 18,531,000 | 18,680,000 |
| Risk-weighted assets | 69,767,000 | 64,747,000 | 64,830,000 | 65,261,000 |