Call reports 2014
PEKIN NATIONAL BANK — 2014
What PEKIN NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 23,233,000 | 23,455,000 | 23,252,000 | 23,364,000 |
| Total loans | 8,374,000 | 8,478,000 | 8,963,000 | 9,222,000 |
| Allowance for loan losses | 99,000 | 99,000 | 99,000 | 154,000 |
| Securities available for sale | 12,743,000 | 12,823,000 | 12,729,000 | 12,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,996,000 | 18,962,000 | 17,949,000 | 17,825,000 |
| Interest-bearing deposits | 14,822,000 | 15,093,000 | 14,036,000 | 13,018,000 |
| Noninterest-bearing deposits | 4,174,000 | 3,869,000 | 3,913,000 | 4,807,000 |
| Equity capital | 2,939,000 | 3,040,000 | 3,017,000 | 2,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 214,000 | 421,000 | 628,000 | 804,000 |
| Interest expense | 14,000 | 26,000 | 42,000 | 55,000 |
| Net interest income | 200,000 | 395,000 | 586,000 | 749,000 |
| Noninterest income | 17,000 | 34,000 | 51,000 | 67,000 |
| Noninterest expense | 226,000 | 453,000 | 683,000 | 910,000 |
| Provision for loan losses | 126,000 | 126,000 | 126,000 | 181,000 |
| Pretax income | -129,000 | -90,000 | -101,000 | -189,000 |
| Income tax | 0 | 4,000 | 3,000 | 8,000 |
| Net income | -129,000 | -94,000 | -104,000 | -197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,012,000 | 3,047,000 | 3,037,000 | 2,925,000 |
| Total capital | 3,111,000 | 3,146,000 | 3,136,000 | 3,052,000 |
| Risk-weighted assets | 9,853,000 | 9,974,000 | 10,141,000 | 10,138,000 |