Call reports 2013
PEKIN NATIONAL BANK — 2013
What PEKIN NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 22,816,000 | 22,524,000 | 22,313,000 | 23,375,000 |
| Total loans | 10,046,000 | 9,855,000 | 9,519,000 | 9,326,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 115,000 |
| Securities available for sale | 11,244,000 | 10,833,000 | 10,802,000 | 12,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,639,000 | 18,361,000 | 18,295,000 | 18,930,000 |
| Interest-bearing deposits | 14,367,000 | 14,255,000 | 14,380,000 | 14,940,000 |
| Noninterest-bearing deposits | 4,272,000 | 4,106,000 | 3,915,000 | 3,990,000 |
| Equity capital | 3,274,000 | 3,094,000 | 2,969,000 | 2,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 214,000 | 429,000 | 648,000 | 864,000 |
| Interest expense | 14,000 | 28,000 | 41,000 | 54,000 |
| Net interest income | 200,000 | 401,000 | 607,000 | 810,000 |
| Noninterest income | 16,000 | 31,000 | 48,000 | 63,000 |
| Noninterest expense | 227,000 | 451,000 | 677,000 | 903,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -2,000 | -9,000 | -8,000 | -2,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,000 | -9,000 | -8,000 | -2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,222,000 | 3,215,000 | 3,216,000 | 3,141,000 |
| Total capital | 3,352,000 | 3,345,000 | 3,346,000 | 3,256,000 |
| Risk-weighted assets | 10,462,000 | 10,410,000 | 10,303,000 | 10,501,000 |