Call reports 2012
PEKIN NATIONAL BANK — 2012
What PEKIN NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 23,601,000 | 23,079,000 | 22,813,000 | 22,132,000 |
| Total loans | 7,644,000 | 9,137,000 | 9,216,000 | 10,144,000 |
| Allowance for loan losses | 130,000 | 130,000 | 129,000 | 130,000 |
| Securities available for sale | 13,121,000 | 11,926,000 | 11,274,000 | 10,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,918,000 | 19,475,000 | 19,202,000 | 18,142,000 |
| Interest-bearing deposits | 15,325,000 | 15,259,000 | 14,637,000 | 13,977,000 |
| Noninterest-bearing deposits | 4,593,000 | 4,216,000 | 4,565,000 | 4,165,000 |
| Equity capital | 3,234,000 | 3,273,000 | 3,305,000 | 3,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 216,000 | 413,000 | 624,000 | 864,000 |
| Interest expense | 21,000 | 42,000 | 61,000 | 77,000 |
| Net interest income | 195,000 | 371,000 | 563,000 | 787,000 |
| Noninterest income | 15,000 | 30,000 | 47,000 | 63,000 |
| Noninterest expense | 232,000 | 460,000 | 697,000 | 928,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -19,000 | -44,000 | -68,000 | 15,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | -19,000 | -44,000 | -68,000 | 12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,193,000 | 3,168,000 | 3,144,000 | 3,224,000 |
| Total capital | 3,323,000 | 3,298,000 | 3,273,000 | 3,354,000 |
| Risk-weighted assets | 11,603,000 | 11,755,000 | 11,499,000 | 11,844,000 |