Call reports 2011
PEKIN NATIONAL BANK — 2011
What PEKIN NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 24,114,000 | 24,462,000 | 23,793,000 | 23,924,000 |
| Total loans | 10,337,000 | 10,171,000 | 9,142,000 | 8,438,000 |
| Allowance for loan losses | 168,000 | 168,000 | 130,000 | 130,000 |
| Securities available for sale | 12,289,000 | 12,517,000 | 12,422,000 | 13,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,814,000 | 20,904,000 | 20,268,000 | 19,018,000 |
| Interest-bearing deposits | 14,741,000 | 17,264,000 | 16,168,000 | 15,108,000 |
| Noninterest-bearing deposits | 5,073,000 | 3,640,000 | 4,100,000 | 3,910,000 |
| Equity capital | 3,130,000 | 3,261,000 | 3,284,000 | 3,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 257,000 | 520,000 | 783,000 | 985,000 |
| Interest expense | 40,000 | 73,000 | 107,000 | 135,000 |
| Net interest income | 217,000 | 447,000 | 676,000 | 850,000 |
| Noninterest income | 15,000 | 30,000 | 43,000 | 57,000 |
| Noninterest expense | 237,000 | 482,000 | 718,000 | 942,000 |
| Provision for loan losses | 14,000 | 14,000 | 14,000 | 101,000 |
| Pretax income | 9,000 | 43,000 | 328,000 | 205,000 |
| Income tax | 1,000 | 8,000 | 125,000 | 68,000 |
| Net income | 8,000 | 35,000 | 203,000 | 137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,084,000 | 3,110,000 | 3,279,000 | 3,212,000 |
| Total capital | 3,252,000 | 3,278,000 | 3,408,000 | 3,341,000 |
| Risk-weighted assets | 13,850,000 | 13,697,000 | 12,593,000 | 12,082,000 |