Call reports 2024
UNITED FIDELITY BANK, FSB — 2024
What UNITED FIDELITY BANK, FSB reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 6,380,829,000 | 6,380,636,000 | 6,386,042,000 | 6,353,072,000 |
| Total loans | 3,781,301,000 | 3,750,762,000 | 3,727,346,000 | 3,677,675,000 |
| Allowance for loan losses | 39,593,000 | 40,816,000 | 52,911,000 | 63,904,000 |
| Securities available for sale | 678,545,000 | 668,770,000 | 691,757,000 | 642,604,000 |
| Securities held to maturity | 617,413,000 | 626,980,000 | 640,249,000 | 650,528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,057,801,000 | 5,178,599,000 | 5,212,601,000 | 5,159,832,000 |
| Interest-bearing deposits | 4,791,551,000 | 4,936,623,000 | 4,992,109,000 | 4,934,325,000 |
| Noninterest-bearing deposits | 266,250,000 | 241,976,000 | 220,492,000 | 225,507,000 |
| Equity capital | 591,705,000 | 595,388,000 | 600,216,000 | 597,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 47,616,000 | 95,032,000 | 142,295,000 | 189,611,000 |
| Interest expense | 59,849,000 | 119,865,000 | 180,317,000 | 239,062,000 |
| Net interest income | -12,233,000 | -24,833,000 | -38,022,000 | -49,451,000 |
| Noninterest income | 73,046,000 | 93,201,000 | 96,253,000 | 150,219,000 |
| Noninterest expense | 18,549,000 | 36,411,000 | 52,653,000 | 74,878,000 |
| Provision for loan losses | 750,000 | 2,000,000 | 14,000,000 | 25,000,000 |
| Pretax income | 41,832,000 | 30,342,000 | 1,658,000 | 14,340,000 |
| Income tax | 9,951,000 | 7,313,000 | 157,000 | 4,467,000 |
| Net income | 31,881,000 | 23,029,000 | 1,501,000 | 9,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 575,117,000 | 585,353,000 | 586,886,000 | 592,035,000 |
| Total capital | 662,490,000 | 673,980,000 | 687,638,000 | 701,153,000 |
| Risk-weighted assets | 4,941,607,000 | 4,950,410,000 | 4,945,022,000 | 4,936,315,000 |