Call reports 2023
UNITED FIDELITY BANK, FSB — 2023
What UNITED FIDELITY BANK, FSB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 5,905,325,000 | 6,207,959,000 | 6,183,755,000 | 6,353,355,000 |
| Total loans | 3,777,525,000 | 3,906,031,000 | 3,797,351,000 | 3,804,727,000 |
| Allowance for loan losses | 18,994,000 | 28,744,000 | 37,888,000 | 38,905,000 |
| Securities available for sale | 698,244,000 | 648,189,000 | 684,454,000 | 691,928,000 |
| Securities held to maturity | 557,421,000 | 573,676,000 | 591,047,000 | 610,333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,543,451,000 | 4,793,657,000 | 5,159,866,000 | 5,192,666,000 |
| Interest-bearing deposits | 4,279,217,000 | 4,520,774,000 | 4,894,076,000 | 4,942,199,000 |
| Noninterest-bearing deposits | 264,234,000 | 272,883,000 | 265,790,000 | 250,467,000 |
| Equity capital | 479,782,000 | 511,293,000 | 496,393,000 | 545,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 41,671,000 | 88,540,000 | 134,224,000 | 181,446,000 |
| Interest expense | 39,881,000 | 88,022,000 | 141,432,000 | 199,831,000 |
| Net interest income | 1,790,000 | 518,000 | -7,208,000 | -18,385,000 |
| Noninterest income | 59,396,000 | 105,447,000 | 142,300,000 | 163,875,000 |
| Noninterest expense | 15,992,000 | 32,839,000 | 47,604,000 | 63,724,000 |
| Provision for loan losses | 3,009,000 | 12,708,000 | 21,849,000 | 22,849,000 |
| Pretax income | 42,297,000 | 59,907,000 | 65,426,000 | 58,695,000 |
| Income tax | 10,279,000 | 14,020,000 | 15,021,000 | 12,346,000 |
| Net income | 32,018,000 | 45,887,000 | 50,405,000 | 46,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 463,927,000 | 489,165,000 | 497,389,000 | 535,280,000 |
| Total capital | 529,605,000 | 564,923,000 | 582,996,000 | 621,935,000 |
| Risk-weighted assets | 4,790,901,000 | 4,899,688,000 | 4,804,175,000 | 4,906,687,000 |