Call reports 2022
UNITED FIDELITY BANK, FSB — 2022
What UNITED FIDELITY BANK, FSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,367,232,000 | 4,168,004,000 | 4,928,520,000 | 5,651,849,000 |
| Total loans | 1,557,042,000 | 2,292,793,000 | 2,916,797,000 | 3,517,312,000 |
| Allowance for loan losses | 8,191,000 | 11,233,000 | 13,035,000 | 15,336,000 |
| Securities available for sale | 714,301,000 | 733,103,000 | 716,450,000 | 667,067,000 |
| Securities held to maturity | 480,457,000 | 495,366,000 | 515,020,000 | 531,567,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,239,313,000 | 3,050,559,000 | 3,786,456,000 | 4,348,113,000 |
| Interest-bearing deposits | 2,002,150,000 | 2,764,283,000 | 3,503,737,000 | 4,055,721,000 |
| Noninterest-bearing deposits | 237,163,000 | 286,276,000 | 282,719,000 | 292,392,000 |
| Equity capital | 289,548,000 | 360,161,000 | 389,170,000 | 443,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 17,120,000 | 40,535,000 | 71,038,000 | 110,007,000 |
| Interest expense | 1,916,000 | 6,393,000 | 19,364,000 | 46,993,000 |
| Net interest income | 15,204,000 | 34,142,000 | 51,674,000 | 63,014,000 |
| Noninterest income | 29,840,000 | 91,640,000 | 160,567,000 | 210,825,000 |
| Noninterest expense | 17,113,000 | 33,113,000 | 48,426,000 | 67,419,000 |
| Provision for loan losses | 1,800,000 | 4,800,000 | 6,600,000 | 8,900,000 |
| Pretax income | 27,220,000 | 88,888,000 | 158,457,000 | 198,731,000 |
| Income tax | 5,380,000 | 19,522,000 | 35,773,000 | 45,562,000 |
| Net income | 21,840,000 | 69,366,000 | 122,684,000 | 153,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 241,414,000 | 321,810,000 | 367,802,000 | 424,465,000 |
| Total capital | 253,605,000 | 379,410,000 | 427,235,000 | 486,229,000 |
| Risk-weighted assets | 2,410,671,000 | 3,387,060,000 | 4,109,978,000 | 4,589,461,000 |