Call reports 2021
UNITED FIDELITY BANK, FSB — 2021
What UNITED FIDELITY BANK, FSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,532,888,000 | 1,780,310,000 | 1,881,334,000 | 2,879,591,000 |
| Total loans | 348,496,000 | 360,786,000 | 558,449,000 | 1,147,819,000 |
| Allowance for loan losses | 2,729,000 | 2,698,000 | 2,998,000 | 6,433,000 |
| Securities available for sale | 378,361,000 | 440,671,000 | 490,145,000 | 693,593,000 |
| Securities held to maturity | 337,103,000 | 348,013,000 | 355,798,000 | 451,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,218,811,000 | 1,132,545,000 | 1,190,827,000 | 1,935,257,000 |
| Interest-bearing deposits | 862,074,000 | 961,361,000 | 1,021,702,000 | 1,710,897,000 |
| Noninterest-bearing deposits | 356,737,000 | 171,184,000 | 169,125,000 | 224,360,000 |
| Equity capital | 177,366,000 | 188,457,000 | 214,874,000 | 288,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,358,000 | 15,161,000 | 23,934,000 | 47,839,000 |
| Interest expense | 988,000 | 2,036,000 | 3,068,000 | 5,157,000 |
| Net interest income | 6,370,000 | 13,125,000 | 20,866,000 | 42,682,000 |
| Noninterest income | 9,697,000 | 17,015,000 | 25,325,000 | 51,046,000 |
| Noninterest expense | 12,118,000 | 20,162,000 | 30,857,000 | 56,496,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 1,800,000 |
| Pretax income | 4,632,000 | 10,868,000 | 16,358,000 | 37,060,000 |
| Income tax | 400,000 | 1,189,000 | 1,694,000 | 5,130,000 |
| Net income | 4,232,000 | 9,679,000 | 14,664,000 | 31,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,216,000 | 142,908,000 | 169,075,000 | 221,202,000 |
| Total capital | 142,945,000 | 149,606,000 | 176,073,000 | 231,635,000 |
| Risk-weighted assets | 710,026,000 | 877,698,000 | 1,097,859,000 | 1,924,885,000 |