Call reports 2020
UNITED FIDELITY BANK, FSB — 2020
What UNITED FIDELITY BANK, FSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,035,311,000 | 1,177,282,000 | 1,181,413,000 | 1,402,300,000 |
| Total loans | 205,441,000 | 267,710,000 | 281,605,000 | 337,155,000 |
| Allowance for loan losses | 2,211,000 | 2,335,000 | 2,338,000 | 2,791,000 |
| Securities available for sale | 337,889,000 | 337,914,000 | 329,917,000 | 374,418,000 |
| Securities held to maturity | 266,020,000 | 286,146,000 | 309,328,000 | 319,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 823,243,000 | 920,275,000 | 882,639,000 | 1,103,872,000 |
| Interest-bearing deposits | 535,653,000 | 606,793,000 | 590,875,000 | 774,257,000 |
| Noninterest-bearing deposits | 287,590,000 | 313,482,000 | 291,764,000 | 329,615,000 |
| Equity capital | 125,208,000 | 130,354,000 | 131,009,000 | 152,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,494,000 | 11,338,000 | 17,336,000 | 24,097,000 |
| Interest expense | 1,275,000 | 2,290,000 | 3,200,000 | 4,159,000 |
| Net interest income | 4,219,000 | 9,048,000 | 14,136,000 | 19,938,000 |
| Noninterest income | 1,334,000 | 4,100,000 | 7,803,000 | 30,089,000 |
| Noninterest expense | 7,235,000 | 14,151,000 | 21,307,000 | 30,250,000 |
| Provision for loan losses | 200,000 | 400,000 | 400,000 | 850,000 |
| Pretax income | -1,882,000 | -1,403,000 | 232,000 | 19,987,000 |
| Income tax | -933,000 | -1,392,000 | -1,650,000 | 21,000 |
| Net income | -949,000 | -11,000 | 1,882,000 | 19,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,060,000 | 86,148,000 | 88,605,000 | 109,843,000 |
| Total capital | 90,271,000 | 92,483,000 | 94,943,000 | 116,634,000 |
| Risk-weighted assets | 379,912,000 | 427,353,000 | 445,828,000 | 634,546,000 |