Call reports 2019
UNITED FIDELITY BANK, FSB — 2019
What UNITED FIDELITY BANK, FSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 840,115,000 | 905,256,000 | 965,681,000 | 968,809,000 |
| Total loans | 154,136,000 | 148,096,000 | 157,505,000 | 176,727,000 |
| Allowance for loan losses | 1,839,000 | 1,939,000 | 1,960,000 | 1,988,000 |
| Securities available for sale | 314,283,000 | 323,531,000 | 375,777,000 | 329,111,000 |
| Securities held to maturity | 194,540,000 | 204,384,000 | 220,708,000 | 239,234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 695,360,000 | 740,230,000 | 790,571,000 | 771,478,000 |
| Interest-bearing deposits | 453,743,000 | 486,727,000 | 475,073,000 | 482,721,000 |
| Noninterest-bearing deposits | 241,617,000 | 253,503,000 | 315,498,000 | 288,757,000 |
| Equity capital | 102,958,000 | 113,559,000 | 117,746,000 | 118,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,087,000 | 10,447,000 | 15,931,000 | 22,265,000 |
| Interest expense | 1,346,000 | 2,923,000 | 4,449,000 | 5,914,000 |
| Net interest income | 3,741,000 | 7,524,000 | 11,482,000 | 16,351,000 |
| Noninterest income | 9,014,000 | 14,739,000 | 17,917,000 | 23,957,000 |
| Noninterest expense | 7,602,000 | 12,324,000 | 18,946,000 | 26,097,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 300,000 |
| Pretax income | 5,153,000 | 9,789,000 | 10,303,000 | 14,346,000 |
| Income tax | 967,000 | 1,737,000 | 1,400,000 | 1,826,000 |
| Net income | 4,186,000 | 8,052,000 | 8,903,000 | 12,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,523,000 | 75,041,000 | 78,937,000 | 82,357,000 |
| Total capital | 75,362,000 | 80,980,000 | 84,897,000 | 88,345,000 |
| Risk-weighted assets | 269,739,000 | 273,490,000 | 307,043,000 | 330,530,000 |