Call reports 2018
UNITED FIDELITY BANK, FSB — 2018
What UNITED FIDELITY BANK, FSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 711,698,000 | 765,698,000 | 787,787,000 | 798,296,000 |
| Total loans | 159,920,000 | 157,061,000 | 151,175,000 | 145,564,000 |
| Allowance for loan losses | 2,001,000 | 1,857,000 | 1,836,000 | 1,834,000 |
| Securities available for sale | 257,327,000 | 297,133,000 | 304,689,000 | 313,732,000 |
| Securities held to maturity | 170,193,000 | 175,857,000 | 182,455,000 | 186,191,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 607,219,000 | 654,400,000 | 657,543,000 | 682,717,000 |
| Interest-bearing deposits | 415,445,000 | 429,978,000 | 429,795,000 | 444,809,000 |
| Noninterest-bearing deposits | 191,774,000 | 224,422,000 | 227,748,000 | 237,908,000 |
| Equity capital | 85,222,000 | 90,761,000 | 91,235,000 | 94,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,401,000 | 9,254,000 | 14,158,000 | 19,389,000 |
| Interest expense | 824,000 | 1,731,000 | 2,742,000 | 4,384,000 |
| Net interest income | 3,577,000 | 7,523,000 | 11,416,000 | 15,005,000 |
| Noninterest income | 5,090,000 | 8,235,000 | 12,298,000 | 14,664,000 |
| Noninterest expense | 5,119,000 | 10,272,000 | 15,453,000 | 22,228,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 3,398,000 | 5,336,000 | 8,111,000 | 7,291,000 |
| Income tax | 572,000 | 557,000 | 879,000 | 207,000 |
| Net income | 2,826,000 | 4,779,000 | 7,232,000 | 7,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,648,000 | 59,590,000 | 61,504,000 | 63,975,000 |
| Total capital | 62,649,000 | 65,447,000 | 67,340,000 | 69,809,000 |
| Risk-weighted assets | 224,052,000 | 221,643,000 | 234,371,000 | 231,082,000 |