Call reports 2017
UNITED FIDELITY BANK, FSB — 2017
What UNITED FIDELITY BANK, FSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 573,621,000 | 593,566,000 | 622,055,000 | 683,655,000 |
| Total loans | 147,815,000 | 165,895,000 | 173,053,000 | 160,348,000 |
| Allowance for loan losses | 1,561,000 | 1,723,000 | 1,868,000 | 1,886,000 |
| Securities available for sale | 156,293,000 | 156,320,000 | 177,213,000 | 224,346,000 |
| Securities held to maturity | 156,658,000 | 162,007,000 | 154,629,000 | 169,145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,455,000 | 498,120,000 | 477,501,000 | 536,794,000 |
| Interest-bearing deposits | 335,161,000 | 366,649,000 | 331,950,000 | 357,467,000 |
| Noninterest-bearing deposits | 147,294,000 | 131,471,000 | 145,551,000 | 179,327,000 |
| Equity capital | 64,055,000 | 69,832,000 | 72,672,000 | 83,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,450,000 | 7,098,000 | 11,031,000 | 15,644,000 |
| Interest expense | 509,000 | 1,087,000 | 1,756,000 | 2,510,000 |
| Net interest income | 2,941,000 | 6,011,000 | 9,275,000 | 13,134,000 |
| Noninterest income | 1,591,000 | 10,323,000 | 11,425,000 | 19,301,000 |
| Noninterest expense | 4,475,000 | 9,668,000 | 15,142,000 | 22,609,000 |
| Provision for loan losses | 0 | 150,000 | 350,000 | 550,000 |
| Pretax income | 57,000 | 6,526,000 | 6,680,000 | 10,748,000 |
| Income tax | -365,000 | 1,623,000 | 1,143,000 | -4,084,000 |
| Net income | 422,000 | 4,903,000 | 5,537,000 | 14,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,608,000 | 47,669,000 | 49,098,000 | 55,122,000 |
| Total capital | 49,170,000 | 53,392,000 | 54,966,000 | 61,008,000 |
| Risk-weighted assets | 211,499,000 | 226,784,000 | 238,756,000 | 220,730,000 |