Call reports 2016
UNITED FIDELITY BANK, FSB — 2016
What UNITED FIDELITY BANK, FSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 389,273,000 | 390,566,000 | 397,454,000 | 455,272,000 |
| Total loans | 109,813,000 | 109,173,000 | 103,921,000 | 105,301,000 |
| Allowance for loan losses | 1,660,000 | 1,717,000 | 1,639,000 | 1,625,000 |
| Securities available for sale | 105,427,000 | 97,468,000 | 90,996,000 | 118,517,000 |
| Securities held to maturity | 115,721,000 | 120,486,000 | 137,893,000 | 149,981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,408,000 | 304,769,000 | 302,652,000 | 354,547,000 |
| Interest-bearing deposits | 208,887,000 | 231,955,000 | 230,528,000 | 259,940,000 |
| Noninterest-bearing deposits | 76,521,000 | 72,814,000 | 72,124,000 | 94,607,000 |
| Equity capital | 51,075,000 | 55,238,000 | 59,302,000 | 55,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,055,000 | 6,075,000 | 8,988,000 | 12,146,000 |
| Interest expense | 336,000 | 700,000 | 1,103,000 | 1,539,000 |
| Net interest income | 2,719,000 | 5,375,000 | 7,885,000 | 10,607,000 |
| Noninterest income | 3,657,000 | 6,055,000 | 7,904,000 | 14,455,000 |
| Noninterest expense | 3,248,000 | 6,521,000 | 9,926,000 | 13,783,000 |
| Provision for loan losses | 90,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 3,038,000 | 5,153,000 | 6,193,000 | 11,608,000 |
| Income tax | 873,000 | 1,390,000 | 1,567,000 | 3,201,000 |
| Net income | 2,165,000 | 3,763,000 | 4,626,000 | 8,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,900,000 | 32,489,000 | 33,476,000 | 36,517,000 |
| Total capital | 36,560,000 | 38,206,000 | 39,115,000 | 42,142,000 |
| Risk-weighted assets | 151,694,000 | 146,093,000 | 144,357,000 | 159,473,000 |