Call reports 2015
UNITED FIDELITY BANK, FSB — 2015
What UNITED FIDELITY BANK, FSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 303,635,000 | 317,349,000 | 346,870,000 | 381,408,000 |
| Total loans | 102,906,000 | 103,391,000 | 110,129,000 | 107,235,000 |
| Allowance for loan losses | 1,380,000 | 1,489,000 | 1,600,000 | 1,639,000 |
| Securities available for sale | 58,455,000 | 58,206,000 | 60,434,000 | 104,180,000 |
| Securities held to maturity | 99,810,000 | 108,204,000 | 121,458,000 | 105,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,051,000 | 245,449,000 | 261,676,000 | 297,338,000 |
| Interest-bearing deposits | 173,496,000 | 172,592,000 | 191,029,000 | 210,822,000 |
| Noninterest-bearing deposits | 69,555,000 | 72,857,000 | 70,647,000 | 86,516,000 |
| Equity capital | 33,654,000 | 36,283,000 | 40,775,000 | 44,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,441,000 | 5,129,000 | 7,996,000 | 10,992,000 |
| Interest expense | 243,000 | 472,000 | 728,000 | 1,015,000 |
| Net interest income | 2,198,000 | 4,657,000 | 7,268,000 | 9,977,000 |
| Noninterest income | 7,874,000 | 9,291,000 | 11,819,000 | 16,591,000 |
| Noninterest expense | 2,503,000 | 5,409,000 | 8,609,000 | 11,674,000 |
| Provision for loan losses | 365,000 | 515,000 | 715,000 | 940,000 |
| Pretax income | 7,094,000 | 7,908,000 | 9,645,000 | 13,836,000 |
| Income tax | 2,551,000 | 2,653,000 | 3,085,000 | 4,386,000 |
| Net income | 4,543,000 | 5,255,000 | 6,560,000 | 9,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,401,000 | 29,127,000 | 30,343,000 | 29,022,000 |
| Total capital | 33,781,000 | 34,616,000 | 35,943,000 | 34,661,000 |
| Risk-weighted assets | 134,712,000 | 135,766,000 | 150,562,000 | 156,553,000 |