Call reports 2026
MACATAWA BANK, NATIONAL ASSOCIATION — 2026
What MACATAWA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 3,479,542,000 | 3,689,079,000 |
| Total loans | 2,667,203,000 | 2,817,316,000 |
| Allowance for loan losses | 20,276,000 | 20,821,000 |
| Securities available for sale | 344,352,000 | 353,160,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 2,834,000 | 2,872,000 |
| Total deposits | 2,879,981,000 | 3,067,806,000 |
| Interest-bearing deposits | 2,216,346,000 | 2,373,795,000 |
| Noninterest-bearing deposits | 663,635,000 | 694,011,000 |
| Equity capital | 558,174,000 | 556,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 45,273,000 | 91,718,000 |
| Interest expense | 12,320,000 | 25,099,000 |
| Net interest income | 32,953,000 | 66,619,000 |
| Noninterest income | 2,919,000 | 5,839,000 |
| Noninterest expense | 15,610,000 | 31,869,000 |
| Provision for loan losses | -3,286,000 | -2,242,000 |
| Pretax income | 23,680,000 | 42,588,000 |
| Income tax | 5,984,000 | 10,651,000 |
| Net income | 17,696,000 | 31,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 358,518,000 | 359,029,000 |
| Total capital | 381,806,000 | 383,438,000 |
| Risk-weighted assets | 2,976,111,000 | 3,158,058,000 |