Call reports 2022
MACATAWA BANK, NATIONAL ASSOCIATION — 2022
What MACATAWA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,929,554,000 | 2,780,929,000 | 2,834,742,000 | 2,906,669,000 |
| Total loans | 1,102,757,000 | 1,113,078,000 | 1,138,879,000 | 1,177,963,000 |
| Allowance for loan losses | 14,616,000 | 14,631,000 | 14,821,000 | 15,285,000 |
| Securities available for sale | 346,114,000 | 435,628,000 | 453,728,000 | 499,257,000 |
| Securities held to maturity | 254,565,000 | 352,721,000 | 349,481,000 | 348,765,000 |
| Trading assets | 3,891,000 | 4,556,000 | 6,920,000 | 6,463,000 |
| Total deposits | 2,590,064,000 | 2,502,262,000 | 2,563,688,000 | 2,623,234,000 |
| Interest-bearing deposits | 1,663,390,000 | 1,591,249,000 | 1,700,453,000 | 1,780,263,000 |
| Noninterest-bearing deposits | 926,674,000 | 911,013,000 | 863,235,000 | 842,971,000 |
| Equity capital | 237,534,000 | 235,151,000 | 228,768,000 | 238,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,143,000 | 28,578,000 | 49,452,000 | 74,906,000 |
| Interest expense | 478,000 | 1,070,000 | 2,173,000 | 4,760,000 |
| Net interest income | 12,665,000 | 27,508,000 | 47,279,000 | 70,146,000 |
| Noninterest income | 5,034,000 | 10,228,000 | 15,206,000 | 20,245,000 |
| Noninterest expense | 11,539,000 | 23,247,000 | 35,213,000 | 47,484,000 |
| Provision for loan losses | -1,500,000 | -1,500,000 | -1,500,000 | -1,125,000 |
| Pretax income | 7,592,000 | 15,873,000 | 28,599,000 | 43,866,000 |
| Income tax | 1,433,000 | 2,972,000 | 5,501,000 | 8,508,000 |
| Net income | 6,159,000 | 12,901,000 | 23,098,000 | 35,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 249,690,000 | 253,830,000 | 261,445,000 | 270,274,000 |
| Total capital | 264,306,000 | 268,461,000 | 276,266,000 | 285,559,000 |
| Risk-weighted assets | 1,523,082,000 | 1,582,138,000 | 1,609,824,000 | 1,644,258,000 |
Machine access — free, no API key
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