Call reports 2014
MACATAWA BANK, NATIONAL ASSOCIATION — 2014
What MACATAWA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,487,258,000 | 1,489,236,000 | 1,488,582,000 | 1,583,735,000 |
| Total loans | 1,030,305,000 | 1,044,938,000 | 1,055,693,000 | 1,120,830,000 |
| Allowance for loan losses | 20,383,000 | 20,049,000 | 19,629,000 | 18,962,000 |
| Securities available for sale | 153,327,000 | 152,227,000 | 162,101,000 | 161,874,000 |
| Securities held to maturity | 19,175,000 | 19,123,000 | 31,744,000 | 31,585,000 |
| Trading assets | 132,000 | 168,000 | 89,000 | 140,000 |
| Total deposits | 1,219,618,000 | 1,218,399,000 | 1,218,631,000 | 1,308,868,000 |
| Interest-bearing deposits | 874,421,000 | 832,622,000 | 830,908,000 | 902,182,000 |
| Noninterest-bearing deposits | 345,197,000 | 385,777,000 | 387,723,000 | 406,686,000 |
| Equity capital | 170,142,000 | 173,053,000 | 175,398,000 | 177,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,970,000 | 23,498,000 | 35,172,000 | 46,988,000 |
| Interest expense | 1,171,000 | 2,217,000 | 3,256,000 | 4,285,000 |
| Net interest income | 10,799,000 | 21,281,000 | 31,916,000 | 42,703,000 |
| Noninterest income | 3,679,000 | 7,329,000 | 11,176,000 | 15,114,000 |
| Noninterest expense | 11,202,000 | 21,880,000 | 32,689,000 | 44,300,000 |
| Provision for loan losses | -1,000,000 | -2,000,000 | -2,750,000 | -3,350,000 |
| Pretax income | 4,286,000 | 8,781,000 | 13,204,000 | 16,942,000 |
| Income tax | 1,342,000 | 2,751,000 | 4,116,000 | 5,237,000 |
| Net income | 2,944,000 | 6,030,000 | 9,088,000 | 11,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,021,000 | 165,005,000 | 169,264,000 | 170,983,000 |
| Total capital | 176,925,000 | 179,010,000 | 183,675,000 | 186,276,000 |
| Risk-weighted assets | 1,105,800,000 | 1,114,406,000 | 1,147,650,000 | 1,219,690,000 |
Machine access — free, no API key
Every figure shown here about MACATAWA BANK, NATIONAL ASSOCIATION — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.