Call reports 2012
MACATAWA BANK, NATIONAL ASSOCIATION — 2012
What MACATAWA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,501,342,000 | 1,518,557,000 | 1,515,518,000 | 1,556,533,000 |
| Total loans | 1,068,497,000 | 1,043,595,000 | 1,030,248,000 | 1,060,478,000 |
| Allowance for loan losses | 29,451,000 | 27,180,000 | 26,271,000 | 23,739,000 |
| Securities available for sale | 88,745,000 | 96,518,000 | 116,128,000 | 123,497,000 |
| Securities held to maturity | 300,000 | 300,000 | 4,300,000 | 4,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,224,771,000 | 1,245,624,000 | 1,254,702,000 | 1,296,048,000 |
| Interest-bearing deposits | 913,854,000 | 904,891,000 | 896,628,000 | 946,741,000 |
| Noninterest-bearing deposits | 310,917,000 | 340,733,000 | 358,074,000 | 349,307,000 |
| Equity capital | 133,285,000 | 137,340,000 | 144,922,000 | 164,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 14,099,000 | 27,999,000 | 44,267,000 | 57,276,000 |
| Interest expense | 2,383,000 | 4,535,000 | 6,479,000 | 8,094,000 |
| Net interest income | 11,716,000 | 23,464,000 | 37,788,000 | 49,182,000 |
| Noninterest income | 2,107,000 | 4,105,000 | 7,482,000 | 10,227,000 |
| Noninterest expense | 12,345,000 | 24,172,000 | 35,726,000 | 47,433,000 |
| Provision for loan losses | -3,600,000 | -5,350,000 | -6,600,000 | -7,100,000 |
| Pretax income | 5,078,000 | 8,806,000 | 16,217,000 | 19,149,000 |
| Income tax | 0 | 0 | 275,000 | -16,156,000 |
| Net income | 5,078,000 | 8,806,000 | 15,942,000 | 35,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,684,000 | 136,488,000 | 143,795,000 | 149,960,000 |
| Total capital | 147,010,000 | 150,545,000 | 157,726,000 | 164,214,000 |
| Risk-weighted assets | 1,129,501,000 | 1,109,139,000 | 1,099,147,000 | 1,128,737,000 |
Machine access — free, no API key
Every figure shown here about MACATAWA BANK, NATIONAL ASSOCIATION — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.