Call reports 2025
CLAXTON BANK, THE — 2025
What CLAXTON BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 227,237,000 | 237,875,000 | 259,692,000 | 265,286,000 |
| Total loans | 137,194,000 | 156,718,000 | 164,103,000 | 174,334,000 |
| Allowance for loan losses | 2,293,000 | 2,486,000 | 2,621,000 | 2,706,000 |
| Securities available for sale | 36,389,000 | 40,392,000 | 42,179,000 | 42,117,000 |
| Securities held to maturity | 12,019,000 | 11,590,000 | 10,847,000 | 10,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,187,000 | 202,082,000 | 223,158,000 | 228,352,000 |
| Interest-bearing deposits | 144,376,000 | 158,081,000 | 176,168,000 | 190,057,000 |
| Noninterest-bearing deposits | 47,811,000 | 44,001,000 | 46,990,000 | 38,295,000 |
| Equity capital | 33,575,000 | 34,132,000 | 34,798,000 | 35,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,286,000 | 6,939,000 | 10,672,000 | 14,596,000 |
| Interest expense | 980,000 | 2,028,000 | 3,220,000 | 4,467,000 |
| Net interest income | 2,306,000 | 4,911,000 | 7,452,000 | 10,129,000 |
| Noninterest income | 240,000 | 501,000 | 771,000 | 1,065,000 |
| Noninterest expense | 2,209,000 | 4,406,000 | 6,694,000 | 9,271,000 |
| Provision for loan losses | 70,000 | 260,000 | 430,000 | 530,000 |
| Pretax income | 267,000 | 746,000 | 1,016,000 | 1,314,000 |
| Income tax | 40,000 | 132,000 | 174,000 | 280,000 |
| Net income | 227,000 | 614,000 | 842,000 | 1,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,616,000 | 36,070,000 | 36,401,000 | 36,654,000 |
| Total capital | 37,552,000 | 38,303,000 | 38,719,000 | 39,358,000 |
| Risk-weighted assets | 154,412,000 | 178,213,000 | 185,027,000 | 216,151,000 |