Call reports 2016
CLAXTON BANK, THE — 2016
What CLAXTON BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 120,939,000 | 117,175,000 | 114,698,000 | 112,734,000 |
| Total loans | 76,753,000 | 77,535,000 | 76,829,000 | 76,177,000 |
| Allowance for loan losses | 1,146,000 | 1,050,000 | 1,337,000 | 875,000 |
| Securities available for sale | 22,378,000 | 24,831,000 | 21,342,000 | 21,257,000 |
| Securities held to maturity | 2,730,000 | 2,737,000 | 1,796,000 | 1,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,063,000 | 105,710,000 | 103,158,000 | 101,858,000 |
| Interest-bearing deposits | 75,210,000 | 74,844,000 | 71,623,000 | 71,765,000 |
| Noninterest-bearing deposits | 34,853,000 | 30,866,000 | 31,535,000 | 30,093,000 |
| Equity capital | 10,686,000 | 11,135,000 | 11,010,000 | 10,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,291,000 | 2,607,000 | 3,911,000 | 5,218,000 |
| Interest expense | 79,000 | 161,000 | 244,000 | 327,000 |
| Net interest income | 1,212,000 | 2,446,000 | 3,667,000 | 4,891,000 |
| Noninterest income | 191,000 | 362,000 | 540,000 | 712,000 |
| Noninterest expense | 1,123,000 | 2,289,000 | 3,458,000 | 4,470,000 |
| Provision for loan losses | 40,000 | 135,000 | 527,000 | 634,000 |
| Pretax income | 251,000 | 395,000 | 274,000 | 551,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 251,000 | 395,000 | 274,000 | 551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,180,000 | 11,324,000 | 11,203,000 | 11,480,000 |
| Total capital | 12,205,000 | 12,342,000 | 12,217,000 | 12,355,000 |
| Risk-weighted assets | 81,851,000 | 81,409,000 | 80,927,000 | 80,027,000 |