Call reports 2015
CLAXTON BANK, THE — 2015
What CLAXTON BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 117,804,000 | 117,874,000 | 110,746,000 | 117,161,000 |
| Total loans | 72,887,000 | 70,773,000 | 70,202,000 | 74,364,000 |
| Allowance for loan losses | 981,000 | 988,000 | 1,024,000 | 1,107,000 |
| Securities available for sale | 24,326,000 | 28,930,000 | 27,638,000 | 26,403,000 |
| Securities held to maturity | 2,704,000 | 2,711,000 | 2,717,000 | 2,724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,434,000 | 106,892,000 | 99,064,000 | 106,027,000 |
| Interest-bearing deposits | 77,183,000 | 75,889,000 | 70,645,000 | 74,174,000 |
| Noninterest-bearing deposits | 29,250,000 | 31,004,000 | 28,419,000 | 31,853,000 |
| Equity capital | 10,788,000 | 10,634,000 | 11,165,000 | 10,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,287,000 | 2,518,000 | 3,826,000 | 5,133,000 |
| Interest expense | 83,000 | 164,000 | 244,000 | 323,000 |
| Net interest income | 1,204,000 | 2,354,000 | 3,582,000 | 4,810,000 |
| Noninterest income | 204,000 | 488,000 | 783,000 | 979,000 |
| Noninterest expense | 1,086,000 | 2,180,000 | 3,353,000 | 4,496,000 |
| Provision for loan losses | 60,000 | 86,000 | 114,000 | 234,000 |
| Pretax income | 268,000 | 582,000 | 931,000 | 1,101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 268,000 | 582,000 | 931,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,035,000 | 10,821,000 | 11,451,000 | 11,643,000 |
| Total capital | 12,016,000 | 11,809,000 | 12,447,000 | 12,681,000 |
| Risk-weighted assets | 80,142,000 | 79,142,000 | 79,661,000 | 83,017,000 |