Call reports 2014
CLAXTON BANK, THE — 2014
What CLAXTON BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 111,507,000 | 109,877,000 | 105,932,000 | 114,103,000 |
| Total loans | 70,411,000 | 71,884,000 | 70,569,000 | 73,138,000 |
| Allowance for loan losses | 1,138,000 | 1,046,000 | 1,099,000 | 1,124,000 |
| Securities available for sale | 23,969,000 | 23,088,000 | 23,224,000 | 23,802,000 |
| Securities held to maturity | 2,678,000 | 2,684,000 | 2,691,000 | 2,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,289,000 | 99,326,000 | 95,129,000 | 103,090,000 |
| Interest-bearing deposits | 78,892,000 | 78,159,000 | 73,198,000 | 74,245,000 |
| Noninterest-bearing deposits | 22,397,000 | 21,168,000 | 21,931,000 | 28,845,000 |
| Equity capital | 9,751,000 | 10,285,000 | 10,424,000 | 10,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,450,000 | 3,671,000 | 4,945,000 |
| Interest expense | 94,000 | 187,000 | 277,000 | 363,000 |
| Net interest income | 1,099,000 | 2,263,000 | 3,394,000 | 4,582,000 |
| Noninterest income | 182,000 | 486,000 | 677,000 | 921,000 |
| Noninterest expense | 1,160,000 | 2,322,000 | 3,478,000 | 4,615,000 |
| Provision for loan losses | 45,000 | 90,000 | 130,000 | 175,000 |
| Pretax income | 59,000 | 320,000 | 445,000 | 703,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 320,000 | 445,000 | 703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,526,000 | 10,785,000 | 10,912,000 | 11,170,000 |
| Total capital | 11,495,000 | 11,781,000 | 11,878,000 | 12,168,000 |
| Risk-weighted assets | 77,325,000 | 79,629,000 | 77,146,000 | 79,752,000 |