Call reports 2013
CLAXTON BANK, THE — 2013
What CLAXTON BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 108,058,000 | 108,266,000 | 107,227,000 | 108,217,000 |
| Total loans | 63,200,000 | 64,683,000 | 66,074,000 | 67,923,000 |
| Allowance for loan losses | 1,330,000 | 1,327,000 | 1,328,000 | 1,114,000 |
| Securities available for sale | 32,679,000 | 32,972,000 | 26,408,000 | 26,451,000 |
| Securities held to maturity | 0 | 1,000 | 2,665,000 | 2,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,153,000 | 98,779,000 | 97,253,000 | 98,472,000 |
| Interest-bearing deposits | 78,167,000 | 78,347,000 | 76,483,000 | 77,946,000 |
| Noninterest-bearing deposits | 18,986,000 | 20,432,000 | 20,770,000 | 20,527,000 |
| Equity capital | 10,234,000 | 9,243,000 | 9,613,000 | 9,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,154,000 | 2,382,000 | 3,579,000 | 4,891,000 |
| Interest expense | 107,000 | 212,000 | 315,000 | 411,000 |
| Net interest income | 1,047,000 | 2,170,000 | 3,264,000 | 4,480,000 |
| Noninterest income | -43,000 | 149,000 | 390,000 | 567,000 |
| Noninterest expense | 1,062,000 | 2,165,000 | 3,306,000 | 4,412,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 90,000 |
| Pretax income | -69,000 | 156,000 | 363,000 | 595,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -69,000 | 156,000 | 363,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,103,000 | 10,328,000 | 10,535,000 | 10,767,000 |
| Total capital | 10,972,000 | 11,229,000 | 11,457,000 | 11,685,000 |
| Risk-weighted assets | 69,089,000 | 71,689,000 | 73,344,000 | 73,269,000 |