Call reports 2012
CLAXTON BANK, THE — 2012
What CLAXTON BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 105,315,000 | 107,417,000 | 108,689,000 | 104,643,000 |
| Total loans | 64,731,000 | 65,743,000 | 62,664,000 | 62,859,000 |
| Allowance for loan losses | 1,206,000 | 1,311,000 | 1,356,000 | 1,333,000 |
| Securities available for sale | 26,676,000 | 29,251,000 | 30,827,000 | 31,473,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,741,000 | 96,570,000 | 97,371,000 | 93,618,000 |
| Interest-bearing deposits | 76,757,000 | 77,816,000 | 76,050,000 | 77,264,000 |
| Noninterest-bearing deposits | 17,983,000 | 18,754,000 | 21,321,000 | 16,354,000 |
| Equity capital | 10,359,000 | 10,620,000 | 11,001,000 | 10,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,126,000 | 2,304,000 | 3,511,000 | 4,692,000 |
| Interest expense | 151,000 | 286,000 | 417,000 | 531,000 |
| Net interest income | 975,000 | 2,018,000 | 3,094,000 | 4,161,000 |
| Noninterest income | 263,000 | 456,000 | 639,000 | 823,000 |
| Noninterest expense | 981,000 | 2,005,000 | 3,037,000 | 4,077,000 |
| Provision for loan losses | 105,000 | 210,000 | 280,000 | 340,000 |
| Pretax income | 152,000 | 319,000 | 603,000 | 795,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 152,000 | 319,000 | 603,000 | 795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,070,000 | 10,237,000 | 10,480,000 | 10,672,000 |
| Total capital | 10,913,000 | 11,104,000 | 11,323,000 | 11,526,000 |
| Risk-weighted assets | 67,100,000 | 68,894,000 | 66,938,000 | 67,816,000 |