Call reports 2009
CLAXTON BANK, THE — 2009
What CLAXTON BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 102,189,000 | 99,012,000 | 97,314,000 | 99,346,000 |
| Total loans | 69,989,000 | 69,802,000 | 68,748,000 | 69,194,000 |
| Allowance for loan losses | 1,026,000 | 1,006,000 | 980,000 | 1,428,000 |
| Securities available for sale | 18,123,000 | 19,889,000 | 17,614,000 | 13,003,000 |
| Securities held to maturity | 5,000 | 5,000 | 5,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,118,000 | 89,700,000 | 87,740,000 | 90,075,000 |
| Interest-bearing deposits | 75,897,000 | 74,987,000 | 73,557,000 | 74,133,000 |
| Noninterest-bearing deposits | 15,221,000 | 14,713,000 | 14,183,000 | 15,942,000 |
| Equity capital | 10,673,000 | 8,883,000 | 9,072,000 | 8,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,324,000 | 2,618,000 | 3,931,000 | 5,232,000 |
| Interest expense | 368,000 | 718,000 | 1,074,000 | 1,419,000 |
| Net interest income | 956,000 | 1,900,000 | 2,857,000 | 3,813,000 |
| Noninterest income | 243,000 | 487,000 | 713,000 | 942,000 |
| Noninterest expense | 930,000 | 2,972,000 | 3,909,000 | 5,012,000 |
| Provision for loan losses | 600,000 | 1,235,000 | 1,481,000 | 2,231,000 |
| Pretax income | -292,000 | -1,650,000 | -1,650,000 | -2,318,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -292,000 | -1,650,000 | -1,650,000 | -2,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,417,000 | 9,059,000 | 9,059,000 | 9,092,000 |
| Total capital | 11,345,000 | 9,961,000 | 9,940,000 | 9,986,000 |
| Risk-weighted assets | 74,104,000 | 72,088,000 | 70,350,000 | 70,975,000 |