Call reports 2008
CLAXTON BANK, THE — 2008
What CLAXTON BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 109,963,000 | 108,480,000 | 101,100,000 | 99,022,000 |
| Total loans | 64,911,000 | 67,156,000 | 66,921,000 | 67,868,000 |
| Allowance for loan losses | 1,131,000 | 1,321,000 | 882,000 | 877,000 |
| Securities available for sale | 16,900,000 | 15,944,000 | 23,839,000 | 16,882,000 |
| Securities held to maturity | 6,000 | 6,000 | 6,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,600,000 | 96,607,000 | 89,172,000 | 87,597,000 |
| Interest-bearing deposits | 79,655,000 | 77,896,000 | 74,849,000 | 72,807,000 |
| Noninterest-bearing deposits | 17,945,000 | 18,711,000 | 14,323,000 | 14,790,000 |
| Equity capital | 11,771,000 | 11,368,000 | 11,372,000 | 11,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,622,000 | 3,081,000 | 4,528,000 | 5,842,000 |
| Interest expense | 647,000 | 1,194,000 | 1,670,000 | 2,093,000 |
| Net interest income | 975,000 | 1,887,000 | 2,858,000 | 3,749,000 |
| Noninterest income | 261,000 | 475,000 | 696,000 | 923,000 |
| Noninterest expense | 960,000 | 1,914,000 | 2,862,000 | 3,726,000 |
| Provision for loan losses | 0 | 200,000 | 622,000 | 1,590,000 |
| Pretax income | 276,000 | 248,000 | 70,000 | -644,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 276,000 | 248,000 | 70,000 | -644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,634,000 | 11,606,000 | 11,429,000 | 10,714,000 |
| Total capital | 12,535,000 | 12,522,000 | 12,287,000 | 11,591,000 |
| Risk-weighted assets | 71,871,000 | 72,895,000 | 68,613,000 | 71,997,000 |