Call reports 2015
YELLOWSTONE BANK, THE — 2015
What YELLOWSTONE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 643,593,000 | 661,002,000 | 672,816,000 | 693,079,000 |
| Total loans | 459,431,000 | 487,385,000 | 481,834,000 | 505,194,000 |
| Allowance for loan losses | 2,164,000 | 2,163,000 | 2,160,000 | 2,162,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 50,119,000 | 48,081,000 | 51,503,000 | 55,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 507,940,000 | 501,890,000 | 519,943,000 | 540,097,000 |
| Interest-bearing deposits | 351,017,000 | 350,975,000 | 353,855,000 | 370,519,000 |
| Noninterest-bearing deposits | 156,923,000 | 150,915,000 | 166,088,000 | 169,578,000 |
| Equity capital | 100,562,000 | 104,635,000 | 103,836,000 | 108,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,332,000 | 13,015,000 | 19,805,000 | 26,754,000 |
| Interest expense | 311,000 | 635,000 | 968,000 | 1,299,000 |
| Net interest income | 6,021,000 | 12,380,000 | 18,837,000 | 25,455,000 |
| Noninterest income | 911,000 | 4,972,000 | 5,897,000 | 6,900,000 |
| Noninterest expense | 2,794,000 | 5,741,000 | 8,821,000 | 12,250,000 |
| Provision for loan losses | 0 | 0 | 0 | 585,000 |
| Pretax income | 4,138,000 | 11,611,000 | 15,913,000 | 19,520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,138,000 | 11,611,000 | 15,913,000 | 19,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,190,000 | 99,263,000 | 98,464,000 | 102,839,000 |
| Total capital | 97,354,000 | 101,426,000 | 100,624,000 | 105,001,000 |
| Risk-weighted assets | 497,747,000 | 521,069,000 | 517,510,000 | 533,153,000 |