Call reports 2022
VILLAGE BANK, THE — 2022
What VILLAGE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 115,817,000 | 115,050,000 | 112,868,000 | 124,611,000 |
| Total loans | 60,387,000 | 64,294,000 | 62,589,000 | 59,056,000 |
| Allowance for loan losses | 418,000 | 420,000 | 425,000 | 10,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,473,000 | 27,455,000 | 27,437,000 | 22,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,434,000 | 103,476,000 | 100,978,000 | 108,986,000 |
| Interest-bearing deposits | 63,879,000 | 65,461,000 | 63,120,000 | 71,784,000 |
| Noninterest-bearing deposits | 40,555,000 | 38,015,000 | 37,858,000 | 37,202,000 |
| Equity capital | 10,429,000 | 10,558,000 | 10,858,000 | 14,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,643,000 | 2,541,000 | 421,000 |
| Interest expense | 52,000 | 103,000 | 158,000 | 39,000 |
| Net interest income | 764,000 | 1,540,000 | 2,383,000 | 382,000 |
| Noninterest income | 87,000 | 158,000 | 244,000 | 33,000 |
| Noninterest expense | 513,000 | 1,101,000 | 1,675,000 | 229,000 |
| Provision for loan losses | -94,000 | -92,000 | -90,000 | 14,000 |
| Pretax income | 432,000 | 689,000 | 1,042,000 | 172,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 52,000 |
| Net income | 429,000 | 683,000 | 1,033,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,429,000 | 10,558,000 | 10,858,000 | 6,712,000 |
| Total capital | — | — | — | 6,722,000 |
| Risk-weighted assets | — | — | — | 65,413,000 |