Call reports 2019
VILLAGE BANK, THE — 2019
What VILLAGE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 88,468,000 | 87,416,000 | 89,244,000 | 91,398,000 |
| Total loans | 44,257,000 | 44,265,000 | 44,803,000 | 46,742,000 |
| Allowance for loan losses | 376,000 | 449,000 | 480,000 | 321,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,028,000 | 15,025,000 | 18,758,000 | 18,256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,120,000 | 78,006,000 | 79,642,000 | 81,973,000 |
| Interest-bearing deposits | 47,220,000 | 46,498,000 | 46,329,000 | 46,088,000 |
| Noninterest-bearing deposits | 31,900,000 | 31,508,000 | 33,313,000 | 35,885,000 |
| Equity capital | 8,367,000 | 8,421,000 | 8,596,000 | 8,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,572,000 | 2,378,000 | 3,157,000 |
| Interest expense | 50,000 | 112,000 | 178,000 | 247,000 |
| Net interest income | 745,000 | 1,460,000 | 2,200,000 | 2,910,000 |
| Noninterest income | 91,000 | 190,000 | 289,000 | 400,000 |
| Noninterest expense | 519,000 | 1,051,000 | 1,567,000 | 2,058,000 |
| Provision for loan losses | 55,000 | 128,000 | 217,000 | 58,000 |
| Pretax income | 261,000 | 468,000 | 705,000 | 1,194,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 12,000 |
| Net income | 259,000 | 463,000 | 698,000 | 1,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,367,000 | 8,421,000 | 8,596,000 | 8,479,000 |
| Total capital | 8,743,000 | 8,870,000 | 9,076,000 | 8,799,000 |
| Risk-weighted assets | 43,592,000 | 43,671,000 | 43,766,000 | 45,400,000 |