Call reports 2018
VILLAGE BANK, THE — 2018
What VILLAGE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 87,247,000 | 85,881,000 | 85,508,000 | 89,144,000 |
| Total loans | 46,424,000 | 46,432,000 | 45,385,000 | 44,726,000 |
| Allowance for loan losses | 376,000 | 452,000 | 525,000 | 320,000 |
| Securities available for sale | 547,000 | 549,000 | 299,000 | 0 |
| Securities held to maturity | 16,037,000 | 16,035,000 | 17,033,000 | 18,031,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,132,000 | 76,725,000 | 76,152,000 | 80,094,000 |
| Interest-bearing deposits | 48,019,000 | 47,155,000 | 45,761,000 | 45,505,000 |
| Noninterest-bearing deposits | 30,113,000 | 29,570,000 | 30,391,000 | 34,589,000 |
| Equity capital | 8,125,000 | 8,171,000 | 8,347,000 | 8,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 720,000 | 1,451,000 | 2,217,000 | 2,978,000 |
| Interest expense | 38,000 | 76,000 | 116,000 | 155,000 |
| Net interest income | 682,000 | 1,375,000 | 2,101,000 | 2,823,000 |
| Noninterest income | 99,000 | 201,000 | 307,000 | 418,000 |
| Noninterest expense | 515,000 | 1,041,000 | 1,559,000 | 2,071,000 |
| Provision for loan losses | 38,000 | 116,000 | 192,000 | 301,000 |
| Pretax income | 228,000 | 419,000 | 657,000 | 869,000 |
| Income tax | 3,000 | 5,000 | 7,000 | 9,000 |
| Net income | 225,000 | 414,000 | 650,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,131,000 | 8,173,000 | 8,348,000 | 8,109,000 |
| Total capital | 8,507,000 | 8,625,000 | 8,873,000 | 8,429,000 |
| Risk-weighted assets | 45,054,000 | 45,168,000 | 44,099,000 | 44,147,000 |