Call reports 2017
VILLAGE BANK, THE — 2017
What VILLAGE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 83,285,000 | 84,343,000 | 84,563,000 | 84,574,000 |
| Total loans | 44,095,000 | 44,762,000 | 44,944,000 | 46,273,000 |
| Allowance for loan losses | 371,000 | 388,000 | 413,000 | 338,000 |
| Securities available for sale | 551,000 | 550,000 | 550,000 | 548,000 |
| Securities held to maturity | 15,788,000 | 15,542,000 | 16,040,000 | 16,039,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,223,000 | 75,195,000 | 75,263,000 | 75,706,000 |
| Interest-bearing deposits | 53,810,000 | 55,405,000 | 47,199,000 | 46,961,000 |
| Noninterest-bearing deposits | 20,413,000 | 19,790,000 | 28,064,000 | 28,745,000 |
| Equity capital | 8,090,000 | 8,162,000 | 8,314,000 | 7,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,330,000 | 2,050,000 | 2,757,000 |
| Interest expense | 37,000 | 75,000 | 112,000 | 150,000 |
| Net interest income | 624,000 | 1,255,000 | 1,938,000 | 2,607,000 |
| Noninterest income | 90,000 | 183,000 | 278,000 | 401,000 |
| Noninterest expense | 507,000 | 989,000 | 1,485,000 | 2,016,000 |
| Provision for loan losses | 11,000 | 28,000 | 53,000 | 51,000 |
| Pretax income | 196,000 | 421,000 | 678,000 | 941,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 10,000 |
| Net income | 194,000 | 417,000 | 672,000 | 931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,090,000 | 8,166,000 | 8,318,000 | 7,905,000 |
| Total capital | 8,461,000 | 8,553,000 | 8,731,000 | 8,243,000 |
| Risk-weighted assets | 42,552,000 | 43,534,000 | 44,303,000 | 44,668,000 |