Call reports 2014
VILLAGE BANK, THE — 2014
What VILLAGE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 82,333,000 | 81,222,000 | 78,335,000 | 80,687,000 |
| Total loans | 45,328,000 | 46,203,000 | 46,248,000 | 45,986,000 |
| Allowance for loan losses | 362,000 | 367,000 | 371,000 | 360,000 |
| Securities available for sale | 1,914,000 | 1,914,000 | 1,793,000 | 1,798,000 |
| Securities held to maturity | 998,000 | 2,498,000 | 1,998,000 | 1,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,952,000 | 72,723,000 | 69,737,000 | 72,265,000 |
| Interest-bearing deposits | 59,210,000 | 57,497,000 | 56,472,000 | 55,486,000 |
| Noninterest-bearing deposits | 14,742,000 | 15,226,000 | 13,265,000 | 16,779,000 |
| Equity capital | 7,518,000 | 7,584,000 | 7,693,000 | 7,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,271,000 | 1,916,000 | 2,549,000 |
| Interest expense | 76,000 | 145,000 | 214,000 | 280,000 |
| Net interest income | 554,000 | 1,126,000 | 1,702,000 | 2,269,000 |
| Noninterest income | 87,000 | 171,000 | 258,000 | 359,000 |
| Noninterest expense | 497,000 | 996,000 | 1,482,000 | 1,977,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 22,000 |
| Pretax income | 139,000 | 292,000 | 464,000 | 629,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 7,000 |
| Net income | 137,000 | 288,000 | 458,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,544,000 | 7,600,000 | 7,711,000 | 7,589,000 |
| Total capital | 7,906,000 | 7,967,000 | 8,082,000 | 7,949,000 |
| Risk-weighted assets | 40,082,000 | 41,020,000 | 41,952,000 | 41,672,000 |